Do You Have the Right Coverage for all of Your Technology?

Category: Our Blog

You may be
highly dependent on your computer and data management systems to operate your
business efficiently. This is why it is vital that you have the right California policies to provide you with financial
protection in the event of a theft, fire or other disaster at your place of
business.

It’s a good
idea to make sure you have the coverage you need for loss of hardware and
essential data. Computer viruses and hacking are common problems for which you
may need additional financial protection. You may want to ask your agent about
any special policies that may be available to cover electronic data processing.
You may want a policy that includes coverage for servers, terminals, monitors
and laptops, as well as all kinds of drives, programs and data recovery.

A typical
business insurance policy may not provide enough financial protection for all
of your technology, especially if your business employs a great deal of
technological equipment. It is important that you know the limitations on your
standard policy, so that you may purchase enough additional coverage to make up
the difference. You may also want to ask your agent about business interruption
and extra expense coverage to help keep your business running following a
disaster.

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