Did You Know that Going “Green” Can Lead to Lower California Home Insurance Premiums?

Those of us who are concerned about global warming and greenhouse emissions and try to adopt a sustainable lifestyle now have a much wider range of choices. Some insurance companies encourage sustainable building practices, and offer “green” California home insurance. Other insurers have auto insurance policies that favor motorists who drive safely or have a lower than average annual mileage.

Is sustainability the main factor that influences your major buying decisions? What makes you prefer one model of microwave oven, for example, over another?

• Is initial purchase price the main driver?
• Do you consider long-term savings such as lower operating costs?
• Is appearance important, so that you prefer an appliance that complements the décor of your kitchen?
• Do you have a preference for designer or prestige brands?
• Do you ever consider not replacing a worn-out or faulty appliance?
• Do you always look for the Energy Star rating?
• Do you consider the cost of repairing the appliance you purchase?
• What other factors might influence your buying decision?

Taking out pay-as-you-drive auto insurance and purchasing “green” California home insurance are sustainable insurance buying decisions. Are your purchasing decisions for home appliances increasingly based on “green” considerations, or do other factors still hold the most sway?

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