Uncertain About Commercial Auto Insurance?

Protect your commercial truck!

Business owners’ insurance policies are designed to make it easy for small business owners to purchase insurance protection. Although a business owners’ insurance policy covers a wide range of business risks, business owners who require insurance coverage for business vehicles need to purchase a separate insurance policy. The Business Auto Coverage Form provides basic commercial auto insurance in California. Insurance agents often specialize in insurance coverage for business and business vehicles in the state.

An insurance agency can help a business owner by obtaining commercial auto insurance quotes from a range of insurance companies, assisting with the assessment and evaluation of the quotes, and arranging for an application for coverage.

Our agency team members are knowledgeable about state auto insurance requirements and can advise on many aspects of commercial auto insurance. Business owners who want to minimize insurance costs can adopt a variety of strategies to reduce commercial auto insurance premiums.

• Raise the deductible. The deductible is the amount you have to pay out of pocket if there is a claim. Choosing a higher deductible can reduce the amount you pay in premiums.
• Purchase a low-maintenance vehicle or a vehicle with excellent safety and security features. Vehicles that are expensive to repair attract higher insurance premiums while insurance on vehicles with good safety and security can be excellent value for money.

Whether you want to insure a single vehicle or an entire fleet, it’s important to minimize the cost of commercial auto insurance in California. Our agents at Sumner Insurance Services will be happy to work with you to find the best value insurance for your commercial vehicles.